Pre-planning your funeral
From the beginning of recorded history, societies have honored those who have passed, with a traditional ceremony. Families then believed they were sending their deceased on a journey into the afterlife. Today, however, most have come to agree that the service benefits those loved ones who are left behind after the death. A service provides the opportunity for family, and other loved ones to be together in support of each other. These are the times when the ones we care about the most, need each other the most…to remember, to share stories, and celebrate the relationships we shared with the one we lost. Most of us agree that this is a very important part of the healing process.
Why would I want to pre-plan?
By making the arrangement decisions yourself, you can tailor them to your own preferences. Even if you casually discuss these wishes at home amongst yourselves, it can’t cover all the choices and options that can be presented. These decisions would be better made by you with the help of your funeral professional, at a time when there is no grief or stress involved. That way, all your wishes will be honored, and without the unnecessary burden on your loved ones, trying to second guess what you might have wanted. You will also have the opportunity to determine how and when you would like the funeral and cemetery purchases to be handled.
By making these decisions yourself, you will also spare your loved ones the burden of trying to make very difficult decisions, regarding both your personal wishes, and the financing, at a time when they are grieving and under great stress. These are choices that are better made at a time before the need arises, when most of us tend to think more clearly. It is also one of the kindest things you can do for the ones you love the most, so that this responsibility does not fall to them at this most difficult time.
When you pre-arrange, you eliminate the possibility of emotional overspending. In some cases, surviving family members can make emotional decisions in their time of bereavement, which can result in spending more on a funeral than the deceased would consider wise. There are various payment plans available to fund a funeral, and this is an important issue to discuss with your funeral planning professional.
Where does the money go?
When you pre-pay funeral expenses, the money collected will be placed into an insured Funeral Trust Account. 100% of your money will be in your name in the Funeral Trust until the time that it is needed. Each Funeral Trust is a single trust account with one name only on it. The money is not pooled together with other funeral trusts. You can open a funeral insurance account with as little as $ 500.00 and make payments until the funeral is fully paid.
What happens if I change my mind or I move?
When you pre-pay your funeral expenses, the money collected will be placed into an irrevocable trust account. You can change your mind and cash your money out at any time, unless you are on Title 19. If you move, the money is fully transferable to any funeral home.
Do I have to come to the funeral home ?
Our funeral home will accommodate you, whatever the need. Basic arrangements can be done at the funeral home, by phone and by mail. We can also meet at your residence. You can begin the process by using our Online Pre-Planning Form to gather the details you want to include in your arrangement plan.
- Your Contact Information
- About the Person You Are Planning For
- Military History
- Person to Finalize Arrangements Upon Death
- Memorial Instructions and Wishes
- Instructions on Final Disposition